With an additional overlay of state and federal regulation, employment law issues at financial institutions take on an additional level of complexity. Whether it is the new regulations affecting permissible compensation practices for mortgage loan originators, state and federal licensing requirements or complex rules applicable to insider transactions, human resource […]
Banking Update
What to do When the Ag Bubble Bursts (Some Say it Already Has)
Anyone reading current articles on agricultural issues will notice the concerns raised by those who track farm prices, economic trends and statistics. Reports are that Midwest farm real estate prices have declined by 5% in the last six months. Commodity prices have slipped by about 30% from what they were […]
A Higher Standard for Bank HR Departments (Part 2)
With an additional overlay of state and federal regulation, employment law issues at financial institutions take on an additional level of complexity. Whether it is the new regulations affecting permissible compensation practices for mortgage loan originators, state and federal licensing requirements or complex rules applicable to insider transactions, human resource […]
My Bank Issued a Form 1099-C to a Defaulted Borrower…Can it Still Collect the Debt?
When a borrower defaults on its loan obligations, a lender must decide how to collect the debt and whether to write down or write off the loan. The IRS has added another layer of complexity to these decisions by requiring a lender to report a debt discharge by issuing a […]
A Higher Standard for Bank HR Departments (Part 1)
With an additional overlay of state and federal regulation, employment law issues at financial institutions take on an additional level of complexity. Whether it is the new regulations affecting permissible compensation practices for mortgage loan originators, state and federal licensing requirements or complex rules applicable to insider transactions, human resource […]

