Benefits Quarterly

On December 17, the U.S. House of Representatives voted to advance the Lower Health Care Premiums for All Americans Act, which aims to provide options for small businesses to help their employees with health insurance costs.  The Senate will not reconvene until the new year (and some are saying the […]

By February 16, 2026, all HIPAA Covered Entities, including all employer-sponsored group health plans, must adopt an updated Notice of Privacy Practices. The Office for Civil Rights published a final rule updating various provisions of the HIPAA Privacy Rule in 2024. While much of the rule was vacated by a […]

One of the many significant changes to retirement plans under the SECURE 2.0 Act of 2022 is that catch-up contributions for high earners must be designated as Roth.  While the IRS previously delayed implementation of these mandatory Roth catch-up contributions, no further relief has been granted, and employers and service […]

As 2025 draws to a close, we bring you our annual end-of-the-year “to do list” for employee benefit plan sponsors. This year-end checklist highlights key action items and updates to help you prepare for 2026 and beyond. SECURE 2.0: Key Provisions. The SECURE 2.0 Act of 2022 introduced a wide […]

Establishing Equal Footing: The Mental Health Parity and Addiction Equity Act Enacted in 2008, the Mental Health Parity and Addiction Equity Act (“MHPAEA” or the “Act”) aims to ensure that coverage for mental health or substance use disorders (“MH/SUD”) isn’t more restrictive than coverage for medical or surgical care. Simply […]