We represent clients in all aspects of banking and lending law, including financial institutions and bank holding companies, which we advise in connection with state and federal regulation and compliance matters, litigation, loan foreclosure and collections, and the documentation of loans and other financial transactions. We also provide our clients services with respect to the formation of bank holding companies; financial industry mergers and acquisitions, and related securities and corporate and tax issues. In this highly regulated industry, we advise and counsel clients in responding to various government regulatory and administrative actions, particularly where substantial penalties may be involved.
Baird Holm assists our banking, insurance company and other financial institution clients, as well as our business clients, in a variety of related transactions, including recapitalization, leveraged financings, revolving credit arrangements, syndicated loan transactions and significant real estate, lease, construction and utility project financings.
We counsel issuers and acquirers in legal matters surrounding the distribution and use of credit and debit cards. In the past ten years, the field has broadened to include a new realm of prepaid card products.
- Gift Cards
- Incentive Cards
- Payroll Cards
- Employee Benefit Cards (FSA/HSA/MSA)
- Corporate/Travel Cards
- Rewards Cards
- Remittance Cards
- Consumer Reloadable Cards
- Teen Cards
Mergers & Acquisitions Practice
Baird Holm is widely regarded as one of the leading Midwest mergers and acquisitions legal teams. Our team has assisted clients in preparing tailored transaction structures and regulatory applications for a variety of complex matters involving financial institutions, including but not limited to:
- Mergers and consolidations
- Branch acquisitions and divestitures
- Change in control proceedings
- Private placements
- Recapitalizations and reorganizations
- Leveraged and management buyouts
- Failed and distressed bank transactions
- Innovative responses to regulatory objections, including market concentration objections
- Reverse stock splits, squeeze out mergers and other consolidation techniques
We represent financial institutions on all aspects of electronic financial services, including: federal and state regulatory compliance, contracting with vendors, service providers, marketing partners, independent service organizations, recharge networks, and cardholders, compliance with rules and regulations of the card networks, and the National Automated Clearing House Association.
2016 Mergers & Acquisitions Guide For Bankers
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