Agriculture & Agribusiness Finance
Baird Holm LLP represents clients in agricultural transactions nationally, regionally, and locally. The Firm represents and advises lenders on the structuring and documentation of agricultural and agribusiness loans, as well as loan workouts, enforcement proceedings, and bankruptcy matters.
Our attorneys also have extensive experience in agricultural real estate acquisitions, sales and leasing, corporate farming regulations, ethanol plant development, permitting, operation and financing, and wind park development and permitting.
Our attorneys' breadth of experience and working knowledge of agricultural producers and agribusiness companies permits us to provide effective and practical advice to clients in terms of risk assessment, structuring, and documenting loan transactions.
Agricultural and agribusiness loans that we have documented include both revolving lines of credit and real estate term loans. Additionally, we have significant experience in structuring and documenting loan transactions to suit a variety of purposes, including syndicated or club deals. Our experience in club deals includes both representation of the agent and representation of members of the lender group where our role would be to review the loan documents as prepared by counsel for the agent.
Agricultural Production Loans
In connection with agricultural production loans, the collateral has included:
- Tree fruit
Our attorneys' experience also includes operating lines of credit as well as real estate financing and construction development financing for agribusiness companies, including:
- Animal feed companies
- Animal genetic companies
- Animal processing plants
- Cattle feedlots
- Chemical companies
- Cotton merchandising companies
- Ethanol plants
- Flour mills
- Grain companies
- Grain storage facilities
- Grocery stores
- Orange juice processors and storage facilities
- Raisin processors
- Seed companies
- Various food processors
- Vegetable and citrus packers
Other Types of Financing
In addition to loan transactions, we have extensive experience with commodity repos, forward contracts, and other forms of commodity derivate transactions. Furthermore, we have been engaged as bond counsel, as underwriter/placement agent counsel, and as letter of credit counsel, with respect to agribusiness related tax exempt Industrial Revenue Bond transactions.
Agricultural Real Estate Services
Baird Holm provides a full range of agricultural real estate services, including the acquisition and disposition of real estate, land use regulation and development, environmental review and permitting, water-law use and regulation, zoning, leasing, and tax assessments. Our attorneys have handled a variety of agricultural real estate matters, from routine acquisitions to complex, multi-property, and multi-state transactions, to everything in between.